"What's the worst that can happen?" goes the optimistic saying. It's probably a bad question to ask anyone with a creative imagination. Let's consider the problem on an individual level: it's not really the worst that can happen, but would nonetheless be fairly bad, if you were horribly tortured for a number of years. This is one of the worse things that can realistically happen to one person in today's world.
What's the least bad, bad thing that can happen? Well, suppose a dust speck floated into your eye and irritated it just a little, for a fraction of a second, barely enough to make you notice before you blink and wipe away the dust speck.
For our next ingredient, we need a large number. Let's use 3^^^3, written in Knuth's up-arrow notation:
- 3^3 = 27.
- 3^^3 = (3^(3^3)) = 3^27 = 7625597484987.
- 3^^^3 = (3^^(3^^3)) = 3^^7625597484987 = (3^(3^(3^(... 7625597484987 times ...)))).
3^^^3 is an exponential tower of 3s which is 7,625,597,484,987 layers tall. You start with 1; raise 3 to the power of 1 to get 3; raise 3 to the power of 3 to get 27; raise 3 to the power of 27 to get 7625597484987; raise 3 to the power of 7625597484987 to get a number much larger than the number of atoms in the universe, but which could still be written down in base 10, on 100 square kilometers of paper; then raise 3 to that power; and continue until you've exponentiated 7625597484987 times. That's 3^^^3. It's the smallest simple inconceivably huge number I know.
Now here's the moral dilemma. If neither event is going to happen to you personally, but you still had to choose one or the other:
Would you prefer that one person be horribly tortured for fifty years without hope or rest, or that 3^^^3 people get dust specks in their eyes?
I think the answer is obvious. How about you?
Regarding your example of income disparity: I might rather be born into a system with very unequal incomes, if, as in America (in my personal and biased opinion), there is a reasonable chance of upping my income through persistence and pluck. I mean hey, that guy with all that money has to spend it somewhere-- perhaps he'll shop at my superstore!
But wait, what does wealth mean? In the case where everyone has the same income, where are they spending their money? Are they all buying the same things? Is this a totalitarian state? An economy without disparity is pretty disturbing to contemplate, because it means no one is making an effort to do better than other people, or else no one can do better. Money is not being concentrated or funnelled anywhere. Sounds like a pretty moribund economy.
If it's a situation where everyone always gets what they want and need, then wealth will have lost its conventional meaning, and no one will care whether one person is rich and another one isn't. What they will care about is the success of their God, their sports teams, and their children.
I guess what I'm saying is that there may be no interesting way to simplify interesting moral dilemmas without destroying the dilemma or rendering it irrelevant to natural dilemmas.