FYI: The link to "The New York Times," by Robert Rhinehart, appears to be broken. I tried for a few minutes, but didn't find an alternate.
To what extent can the model's superficial resemblance to a person be factored out from the fact that it's hacking you, do you think? For example, a lot of people are familiar with what it feels like to be hacked by an AI from the akrasia they feel about using Facebook less. But Facebook can't itself be mistaken for a person; it's more like a distorting lens that shows you versions of already-existing people.
Is there some reason not to select the "friends and family" option in the PayPal interface, for contracts like this? I decided to participate just now, and I didn't seem to be charged for sending money.