Hey! Thanks for the comment. I actually think it will be a net positive, despite some setbacks (financial crises of sorts) along the way. As I wrote in the history and intro section, despite the bad rep, financial engineering is actually a good thing (it allows for more shared risk and reward). But as is human nature and greed to overreach in the short term, people always tend to blow up with the first iterations of these things (and I think the same will be true here), but good in the long term. 

I think society should be embracing these things because they lead to growth (eventually). But as more and more people are becoming part of the investor landscape (through 'passive' flows, etc.), they should try to understand as much of this new confusing paradigm as possible to take advantage and make sure they are not being taken advantage of!