Andrew, I've never heard this emerging school of thought you name and I'm interested in it. Do you have any link or author you can name? Thanks in advance!
Great article about this topic: https://www.outsideonline.com/2380751/sunscreen-sun-exposure-skin-cancer-science
It does seem that using sunscreen doesn't offset the harms prevented by vitamin D.
Well, for sure. If only.
The holy grail is diversifying assuming market efficiency.