This post is excellent because it puts into words thoughts I imagine many others have been thinking about for quite some time, but haven't taken the time to put into words.
The seed for my transition was probably born out of similar reasons. However, it doesn't feel so existentially dreadful for me to realise this, probably because when I was young, I committed to a belief of "yeah, whatever, I'll try this, it's probably an interesting way to live life anyways, even if it doesn't work. How hard could it be?"
Actually transition is quite hard and is not a suf...
How come we adjust stock returns for inflation down to 7%, but we don't adjust mortgage returns for inflation down to 1%? This isn't a "gotcha" question, I'm genuinely wondering about the reason for doing this.