Yeah, strong endorsement of treating this as eigenvectors rather than category-buckets.
One serious problem I see:
This whole setup presupposes something like a Standard Model spacetime as the 'seed substrate' upon which Boltzmann brains or Boltzmann simulations are generated.
It completely neglects the possibility that our entire universe, and all its rules, are themselves the result of a Boltzmann simulation spawned in some simpler and more inherently fecund chaos.
One aside:
I mention in 'Shovelers are Hufflepuff' that the credit for solving a Bullshit Mountain doesn't go to the Hufflepuffs who actually solve it.
What DOES happen is, it goes to the Gryffindors who rush in to slay the biggest Dragon that the shovelers uncover. Since the Dragon-slaying is the biggest salient change, all progress gets attributed to it, including the progress made by the shovelers clearing out Bullshit Mountain in the first place.
If you want to poach Hufflepuff virtue, the best way to do it is to be the kind of Gryffindor that knows how to get along with Hufflepuffs, and then slay all the dragons as they uncover them. You probably won't even be resented by them for it!
You'll still be a bit of a dick, though.
What if you have lots of debt (>$50k us) and no investments or assets?
Is attempting to pay off a debt still the same as a "risk free" investment if you've had the experience of attempting to pay off a debt, only to have the owed party accept your money and then not lower the debt? I.e., if you have a known and verifiable risk that handing the owed party money won't lower your debt (say, due to perfectly legal bureaucratic shenanigans), is that the same as a high-risk anti-debt?
If you have no assets and no liquidity, are your debts even real?
Scalability depends on location, as well. And on having someone with the right spiritual/aesthetic sense to be able to independently generate the following intuitions, and other intuitions from the same place:
Yeah. Also, I've been actively kicked out of too many groups of close friends that I personally formed with my own agency and initiative.
"Once you're in, you're in for life" just doesn't work.
Sure. But in the meantime, realize that the fact that Val's comment was downvoted into the negatives is a signal about something, and it's about something you and Ben and Ollie and Kaj are doing.
And then decide whether you're okay with all the consequences of that.
Well, we do now.
The liability hot potato itself is a Bullshit Mountain. Once the liability hot potato becomes a cause for multiple symptoms downstream of it, you're in Cloud of Doom territory. So the ultimate problem is contextual - are you operating at a level of control where you can directly confront the LHP? If so, pick your causes and start shoveling. Or are you at a level of control where the downstream effects of the LHP are themselves the landscape you have to navigate? If so, welcome to your Cloud of Doom.