"I try to explain this when I get called a racist for not wanting to go to a poor/predominantly black and latino neighborhood. I have a high preference for a world in which race doesn't make a bit of difference. However today, in this world I am 2 orders of magnitude more likely to have a crime perpetrated against me in said neighborhood."
This bit of haphazard reasoning could be more focused: what neighborhood the commentator leaves to enter a predominantly poor or minority neighborhood (itself a hazy conflation), the time of day, the type of crime, frequency of of crime reported in said hood, etc. Information is available to more accurately predict whether one might be the victim of a crime, but I'm not sure the commentator has that information in his/her head as a motivator for the decision in real time.