1% is a pretty high estimate; however, It’s okay to value your life to an arbitrary degree. Yes, that breaks down outside certain bounds, but it’s okay to take precautions. It’s a scary situation. Just don’t forget to see to your emotional needs too.
I hope that you’re doing well. It’s nice to run into you.
I think your value of your life is too high, since you almost certainly can't earn nearly that much during your life. Let's say you'll be getting 150k per year for 40 years. Then in total you'll earn only 6kk .
Some back of the napkin math. Suppose we:
That would mean:
There seem to be various ways to decrease your chance of death from the coronavirus by 100x or more by going from "normal careful" to extremely careful.