The language you speak may affect how you approach your finances, according to a working paper by economist Keith Chen (seen via posts by Frances Woolley at the Worthwhile Canadian Initiative and Economy Lab). It appears that languages that require more explicit future tense are associated with lower savings. A few interesting quotes from a quick glance:
...[I]n the World Values Survey a language’s FTR [Future-Time Reference] is almost entirely uncorrelated with its speakers’ stated values towards savings (corr = -0.07). This suggests that the language effects I identify operate through a channel which is independent of conscious attitudes towards savings. [emphasis mine]
Something else that I wasn't previously aware of:
Lowenstein (1988) finds a temporal reference-point effect: people demand much more compensation to delay receiving a good by one year, (from today to a year from now), than they are willing to pay to move up consumption of that same good (from a year from now to today).