What are you surprised people pay for instead of doing themselves?

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Two of the main resources people have are time and money.  The world offers many opportunities to trade one for the other, at widely varying rates.

Where do you see people trading money for time at unfavorable rates - spending too much money to save too little time?  What things should people just DIY?

See also the flip-side of this post, "what are you surprised people don't just buy?"