I am beginning to suspect that it is surprisingly common for intelligent, competent adults to somehow make it through the world for a few decades while missing some ordinary skill, like mailing a physical letter, folding a fitted sheet, depositing a check, or reading a bus schedule. Since these tasks are often presented atomically - or, worse, embedded implicitly into other instructions - and it is often possible to get around the need for them, this ignorance is not self-correcting. One can Google "how to deposit a check" and similar phrases, but the sorts of instructions that crop up are often misleading, rely on entangled and potentially similarly-deficient knowledge to be understandable, or are not so much instructions as they are tips and tricks and warnings for people who already know the basic procedure. Asking other people is more effective because they can respond to requests for clarification (and physically pointing at stuff is useful too), but embarrassing, since lacking these skills as an adult is stigmatized. (They are rarely even considered skills by people who have had them for a while.)
This seems like a bad situation. And - if I am correct and gaps like these are common - then it is something of a collective action problem to handle gap-filling without undue social drama. Supposedly, we're good at collective action problems, us rationalists, right? So I propose a thread for the purpose here, with the stipulation that all replies to gap announcements are to be constructive attempts at conveying the relevant procedural knowledge. No asking "how did you manage to be X years old without knowing that?" - if the gap-haver wishes to volunteer the information, that is fine, but asking is to be considered poor form.
(And yes, I have one. It's this: how in the world do people go about the supposedly atomic action of investing in the stock market? Here I am, sitting at my computer, and suppose I want a share of Apple - there isn't a button that says "Buy Our Stock" on their website. There goes my one idea. Where do I go and what do I do there?)
I do not have health insurance currently. I could obtain health insurance, but that's not my question.
How often is it appropriate to go to a doctor or general health person (in the US), if I think I'm mostly okay, and how much should I pay? How do I control how much I pay rather than setting up an appointment without mentioning price and allowing them to charge me? How do I find someone based on their skill/price rather than choosing randomly or following a recommendation from a friend?
When calling for prices, tell them that you have no insurance and offer to pay on the day of service (assuming that you can), then ask what kind of discount they can give you. Sometimes you won't even have to ask.
There are a couple of ways you can ballpark how much you should be paying. You can look up what Medicare pays here. To use that you'll need to know the appropriate CPT code(s), which is not easy. If you're a new patient just going for a check up, you probably want 9920[1-5]; for an established patient, you want 9921[1-5]. The range from 1 to 5 varies by how "complex" the medical decision making is and how comprehensive the examination is.
You can also go to a site like healthcarebluebook.com to look up the prices. I think their goal is to report what a private insurance company might pay, so the numbers are somewhat higher. It also gives some tips on how to negotiate the payment if you don't have insurance.
2SRStarin
If you are under 50, I agree with the other comments that you don't really need to see a doctor regularly. I would want a baseline examination, though, to see if you have any tendencies toward bad cholesterol or blood sugar, so you can maintain a diet that will keep you healthy and able to continue skipping the doctor visits. I agree with MartinB that you should see the dentist at least once a year for a checkup and cleaning.
If you are approaching or over 50, you should really get a prostate exam every year or so. Prostate cancer is very common, relatively slow to progress, and very treatable if caught early on. Apparently (I just learned this in checking the web that I'm not giving you bad info) it is possible to do self-examinations, but combined with all the other things (blood pressure, cholesterol, blood sugar, etc) that have increasing probability with age, you should probably be seeing a doctor once a year anyway.
Whatever doctor you call, you can ask them what their fee is before making an appointment. You can also ask what their fees are for specific tests and procedures. Calling several doctors and asking the same questions (i.e. shopping around) is the only way I know of to find cheap doctors. As for skill, recommendations are the way to go. You may be able to find recommendations/reviews online.
I am beginning to suspect that it is surprisingly common for intelligent, competent adults to somehow make it through the world for a few decades while missing some ordinary skill, like mailing a physical letter, folding a fitted sheet, depositing a check, or reading a bus schedule. Since these tasks are often presented atomically - or, worse, embedded implicitly into other instructions - and it is often possible to get around the need for them, this ignorance is not self-correcting. One can Google "how to deposit a check" and similar phrases, but the sorts of instructions that crop up are often misleading, rely on entangled and potentially similarly-deficient knowledge to be understandable, or are not so much instructions as they are tips and tricks and warnings for people who already know the basic procedure. Asking other people is more effective because they can respond to requests for clarification (and physically pointing at stuff is useful too), but embarrassing, since lacking these skills as an adult is stigmatized. (They are rarely even considered skills by people who have had them for a while.)
This seems like a bad situation. And - if I am correct and gaps like these are common - then it is something of a collective action problem to handle gap-filling without undue social drama. Supposedly, we're good at collective action problems, us rationalists, right? So I propose a thread for the purpose here, with the stipulation that all replies to gap announcements are to be constructive attempts at conveying the relevant procedural knowledge. No asking "how did you manage to be X years old without knowing that?" - if the gap-haver wishes to volunteer the information, that is fine, but asking is to be considered poor form.
(And yes, I have one. It's this: how in the world do people go about the supposedly atomic action of investing in the stock market? Here I am, sitting at my computer, and suppose I want a share of Apple - there isn't a button that says "Buy Our Stock" on their website. There goes my one idea. Where do I go and what do I do there?)