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LessOnline saved my life. Now how do I let go of this house?

by RedMan
4th Jun 2025
1 min read
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LessOnline saved my life. Now how do I let go of this house?
5nim
3RedMan
2Robert Cousineau
8Brendan Long
2Robert Cousineau
2RedMan
2RedMan
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nim

Jun 05, 2025

50

Your childhood home probably has greater total value to you than it would to a buyer. This particular house is important to you, and the odds of not losing a ton of money on replacing this particular house if you change your mind later are miniscule. Consider renting it, perhaps through an agency, for an amount that would allow you to rent something smaller in a safer location.

The exceptions which come to mind, where holding onto a house would be throwing money away long-term, are if it's a manufactured in a trailer park with lot rent, or if it's in an expensive HOA.

I think you probably shouldn't rent to someone you know. "Move back into the property you own" is a good safety net for if your finances change suddenly and substantially. If you retain ownership, it decreases the probability that you will have no housing at all in many worst-case scenarios. Choosing not to renew the lease on a good tenant would be hard; declining to renew on a friend who was counting on you for their housing would be much harder.

It could be a good compromise to try to find your happy price -- if someone offered you $1 for the house, you would laugh at them. If someone offered you $1B for the house, you would likely accept immediately. Somewhere in between those extremes is a price that would almost certainly get it sold fast; above that is a price that would be enough money to soothe the heartbreak of losing a childhood home. You could try listing the house at a price based solely on your feelings rather than market analysis, see whether it sells in a timely manner, and rent it out if it doesn't.

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[-]RedMan1mo30

Thank you, this is helping me figure out what to do.

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Robert Cousineau

Jun 04, 2025*

20

Some assorted thoughts:

Have you considered holding on to your childhood home and renting it to someone you know?  I assume it hurts more to sell it than it would hurt to know it is giving a friend a roof (at a potentially good price).  

I expect continuing to live in an area that has regular shootings is unlikely to be high EV but I don't know your life.  Do you consider it to contain your peer group?  Would you be better suited living in a different region of your city/a different city?  

On concealed carry: getting in to gun fights is very unlikely to be maximizing your EV.  You should almost definitely get out of where you are if this is a well founded concern (e.g. the shooting you are mentioning was not a fluke).  

Also on concealed carry- the best tool for self defense if the one you actually have with you when you need it.  Most instances I know of people in my peer group who have felt like they needed to defend themselves/were escalated against have not been happened when they were able to predict beforehand (likely because they avoid situations that they expect to need to defend themselves in preemptively, as you say).  I think you should strive to carry almost all the time it is legal to do so (given you are comfortable with the idea in the first place).  If it is known to be costly to defect against you and/or people like you, people are less likely to do so in the first place.
Is your carry piece comfortable?  I personally went the route of not carrying a firearm for a while even though I was licensed to do so because I had convinced myself that a full size was useful/it was lame to carry a smaller handgun.  It may have been useful, but it doesn't matter how theoretically useful it is if it's also uncomfortable and prints more than I like.  I have since gotten over my pride on that point and now regularly carry a subcompact (rather than occasionally carrying a full size) almost every time it is legal for me to do so.  (Generally speaking, losing weight has also made it much more comfortable to carry and trying different carry positions helped me find my currently preferred carry position at 1 o'clock)

On vibes: move!  it really sounds like you are staying where you are due to intertia rather than actually feeling like it is where you want to be.

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[-]Brendan Long1mo84

If you think your house's location is too dangerous to live in, it seems weird to convince a friend to move there.

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2Robert Cousineau1mo
I expect if someone is living in their childhood home, there are likely a decent number of people they know who are not interested in moving (how many of your friends from high school still live where they grew up?).   My risk tolerance is not my friends; my threshold for moving is not the universally correct threshold.   I doubt it requires 'convincing' a friend continue living where they grew up.
2RedMan1mo
This reasoning is broadly correct, but it looks like I left out an important fact My friends already moved, and my neighborhood is unrecognizable. The house is convenient for commuting and my risk tolerance is higher than most, so I've stayed. If I were to rent it out, I would be renting through a management firm.
[-]RedMan1mo20

It's convenient for working, but that might be changing. I have been used to working in person, but lately I've been remote. If I get another remote job, there's probably no rational reason to stay.

On carry, I generally agree with you in principle. 

In practice, one of the first things I did when I got my permit was pay 'about the price of a nice gun' to the local criminal defense attorney for legal advice about what the actual enforced rules on self defense in this particular area are.

The answer I got was that a large number of plausible scenarios wou... (read more)

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I was at LessOnline, it was awesome.  

When I got home, I discovered that there was a shooting (two random people were violently attacked by a gang of '4-6 people') in a parking lot near my house Sunday evening. That parking lot serves two of my favorite restaurants and my preferred bank. 

Looking through my location history, there was a double digit probability of me being in that parking lot at the time of the shooting (I often go out to eat on Sunday evenings).

I wasn't there because I was at LessOnline.  Rationally, I consider this a 'near miss'.  The attackers appear to have intended to kill the victims, there wasn't any relationship, and there was a similar incident on the other side of town later that day (no arrests yet, none are likely). If it had been me, and I had a firearm on me (unlikely, I have a permit but typically don't carry because if I don't feel safe going somewhere without a firearm, I'm probably not safe going there with one), I expect I would have lost the fight.

Now I have a problem, I live in the vicinity, in my childhood home (which I own) and have a lot of emotions about giving it up, but really, I should sell it and buy bitcoin (or something!) but I'm having trouble working through the emotions of being willing to let go, and honestly have probably held onto this 'shitbox' longer than I should have, I was asking for advice from close friends on figuring out how to let go before I went to LessOnline.

Does anyone have any advice?