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Newbie EA question: Organizations like GWWC recommend giving 10%+ of your annual income as part of their pledge, but I'm wondering what the stance is on reinvesting your income, even if it's in low-return risk-free investments, and donating it when you're older so you give more money later instead of less money now.
I suggest investing ~100% of your money in developing-country funds. This is a generally good decision if you're young (high-risk, but also high EV), and seems much more sustainable than donating 10% of income. Maybe there's a related guide out there?
It's honestly my biggest gripe with the EA movement. I think a counterfactual EA movement which stressed more altruistically effective investment as the primary message instead of an actual tithe (40k/Catholic LARP does not generalize across cultures) would do far more good.
Good question. You should check out Phil Trammell's writing on patient philanthropy:
* https://80000hours.org/podcast/episodes/phil-trammell-patient-philanthropy/
* https://docs.google.com/document/d/1NcfTgZsqT9k30ngeQbappYyn-UO4vltjkm64n4or5r4/edit?tab=t.0